Open Enrollment Basics

Learn the key dates and details for signing up for coverage.

Enroll in Quality and Affordable Healthcare

Sign up for coverage from November 1–January 15.*

Visit HealthCare.gov to sign up for quality and affordable health insurance for 2025.

Most people who sign up for health insurance on HealthCare.gov get help paying for their health insurance. Four out of five people who enroll in Marketplace plans can find plans that cost less than $10 a month. 

Why should you shop for health plans on HealthCare.gov? Plans found on HealthCare.gov cover essential health benefits like hospitalizations and prescription medications. They cap your out-of-pocket costs and they won’t charge you more for coverage if you have a preexisting condition.

Do you or a family member need medications or treatment for a lung disease? Learn more about Open Enrollment for people with lung disease at Lung.org/openenrollment.

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How to sign up for healthcare or learn more about open enrollment and financial assistance:

Online

Visit
HealthCare.gov

¿En español?
CuidadoDeSalud.gov

By Phone

Call the Marketplace Call Center at
1-800-318-2596

TTY available at
1-855-889-4325

In Person

Schedule an in-person meeting with a trained assister.

Visit LocalHelp.HealthCare.gov

Plans and pricing change every year. Even if you had health insurance through the Health Insurance Marketplace in 2024, or haven't previously found a plan that works for you, the Inflation Reduction Act extended financial assistance to help people afford quality coverage for another three years, so it's worth checking what you may qualify for. This fall, for the first time, Deferred Action for Childhood Arrivals (DACA) recipients will also be eligible for Marketplace coverage and subsidies.

If you are getting married, having a baby, moving, losing other insurance, or have an income below 150% of the federal poverty level in your state, you can enroll in Marketplace plans at any time during the year within 60 days of that event.

*Idaho's Marketplace runs from October 15 - December 15, 2024. A few other states have extended the deadline for open enrollment beyond January 15. Check with your state Marketplace to learn more.

Page last updated: October 7, 2024

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